If you’re looking to build your flexible Chase Ultimate Rewards® points balance, Chase Freedom Unlimited is a great option. This popular card pays 1.5 points per $1 on ALL purchases.
That’s a GREAT deal that can help keep your flexible Chase Ultimate Rewards points balance full.
To apply for credit cards in this post, please click on Cards in the Main Menu at the top of the page (shown below) to help support my small business. For Southwest and Capital One, you can also use the links within the post. I greatly appreciate it!
You can use your Chase Freedom points to book travel if you hold a Chase Sapphire card, like my favorite, Chase Sapphire Preferred, and redeem them within the Chase Travel℠ Portal.
You can also transfer them to Southwest and get 1.5-2 cents value out of them, as well, to book free flights.
All About Chase Freedom Unlimited
Annual Fee: None
Bonus/Offer: Earn 20,000 points (or $200 cash back) after you spend $500 on purchases in the first 3 months. Note: The offer says "cash back" but if you read the fine print, it's actually allotted to you in Chase Ultimate Rewards points that you would then need to convert to cash back if you wanted. I recommend using points to get more value.
Benefits:
- 3 points per $1 on dining
- 3 point per $1 on drugstore purchases
- 1.5 points per $1 on everything else
Additionally, your rewards will not expire so long as your card stays open.
My Take: I love this card as an everyday spending card to earn at least 1.5x points on all spending and to earn my favorite flexible points currency: Chase Ultimate Rewards.
Author
-
Lyn Mettler is a travel expert, author and longtime travel writer for US News & World Report, USA Today and The TODAY Show. Lyn is also the creator of the Secrets of a Travel Journalist Club, where she shares her Fly Free Formula and her insider tips for traveling easier gained from 25+ years as a professional travel journalist. She is one of the industry's foremost experts on collecting and using travel rewards with her expertise featured in major media outlets and on podcasts, television and radio.
View all posts


