One of the easiest ways to earn more miles and points is to refer friends and family (or anyone!) to sign up for a travel credit card you already hold by using your referral link.

If you’re referring Chase cards, you’ll need to find your your Chase Refer-a-Friend referral link. One of the best parts of referring others is it doesn’t cost a dime to do so!

You’re helping your friend learn how to fly free and you get some points for doing so…

The simple way I teach flying free uses mostly cards from within Chase’s ecosystem like the Southwest cards, Chase Sapphire Preferred and more, so to refer people to your Chase card, you’ll need to find and use your Chase Refer-a-Friend link.

To apply for credit cards in this post, please click on Cards in the Main Menu at the top of the page (shown below) to help support my small business. For Southwest and Capital One, you can also use the links within the post. I greatly appreciate it!

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How to Find Your Chase Refer-a-Friend or Chase Referral Link

The Chase Refer-a-Friend link can be tough to find, and you may not have one for every Chase card that you hold.

  1. Simply go to ChaseReferaFriend.com.
  2. For Southwest cards, you can go directly to Chase.com/referafriend/swafamily.
  3. Enter your last name, zip code and the last 4 digits on your Chase card.
  4. Click Continue.
  5. The resulting screen will tell you if you are eligible for a referral link for that card.

 



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Chase Referral Links Can Help Earn the Southwest Companion Pass

Chase refer a friend link

In addition to serving as a great way to quickly earn miles and points toward free travel, if you hold one of the Southwest cards, the referral points from those cards qualify for the Southwest Companion Pass.

The Southwest Companion Pass is an amazing deal from Southwest Airlines that lets one person fly free with you from the time you earn the pass until the end of the FOLLOWING year.

You can take AS MANY FLIGHTS AS YOU WANT during the life of the pass and bring someone free (they will have to pay the $5.60 government security fee per way).

Southwest Companion Pass

 Referral points from the Southwest card helped me earn my second, third and fourth Companion Passes!

You must collect 135,000 qualifying Southwest points to earn the pass, but it’s easier than it sounds.
 

Is Everyone Eligible to Get a Referral Link?

chase refer a friend link

The bad news is no, they are not. But try each Chase card that you own on the above page and see which ones allow you to have referral links.

Another bit of good news is that if you own ANY of the Southwest cards, you can refer friends to ANY of the Southwest cards even if they are ones you don’t hold.

That typically works for Chase cards within a brand, like IHG (InterContinental Hotels Group), as well.

As long as you hold one of the cards, you can refer friends to sign up for ANY of the cards and still earn the referral points.

 

How Many Referral Points Can I Earn?

Southwest card questions

 With Chase Sapphire Preferred, you can earn 15,000 points per person referred up 100,000 points each year.

For the Southwest cards, you can earn 20,000 points per person referred up to 100,000 points each year across ALL Southwest cards.

See what you can earn for your remaining Chase cards here.

What Can I Do With My Chase Referral Points?

Chase refer a friend

If you earn Chase Ultimate Rewards, you can use them to book flights directly through Chase Ultimate Rewards or transfer them to airline and hotel partners, including:

  • Southwest
  • British Airways
  • Air France
  • Korean Air
  • Singapore Airlines
  • United

Hotel transfer partners include:

  • IHG
  • Marriott
  • Hyatt

If you earn Southwest Rapid Rewards points, you can use those to book free travel on Southwest anytime anywhere with NO blackout dates.

Referral points earned from the Chase Southwest cards (NOT from any other card) also qualify toward the 135,000 points you need to earn the Southwest Companion Pass.

This is an easy way to quickly earn many of the 135,000 points you will need to earn the Southwest Companion Pass!

How Can I Promote My Chase Refer-a-Friend Link?

southwest app

Share it with friends and family via email, telling them all the awesome free travel you’ve been able to enjoy thanks to the bonus on this card.

You can also share your referral link on social media sites, such as Facebook, Twitter, Instagram and Pinterest.

It may also take some in-person talking through it, as many people are afraid of credit cards and don’t understand how you can utilize credit cards to YOUR advantage for free travel and great perks like travel insurance, airport lounge access and more.

Or start your very own blog or podcast to share your travel experiences and links with your readers.

 

How to See if Your Referral Points Are Pending 

To see if your referral points are pending, download the Chase app and then log in.

Click on “Rewards Details” then “Coming on Next Statement” to see details about any pending referral points.

Southwest says it can take up to eight weeks for your referral points to credit to your account. 

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Author

  • Lyn Mettler is a travel expert, author and longtime travel writer for US News & World Report, USA Today and The TODAY Show. Lyn is also the creator of the Secrets of a Travel Journalist Club, where she shares her Fly Free Formula and her insider tips for traveling easier gained from 25+ years as a professional travel journalist. She is one of the industry's foremost experts on collecting and using travel rewards with her expertise featured in major media outlets and on podcasts, television and radio.

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